Credit card processing module consists of application forms and evaluation processes which are specialized for credit and pledged card applications. Customer information is processed in this module and every customer is aimed to be matched up with the product which fits best.

Module Benefits:

  • Automated application process
  • Automated evaluation process with minimum human error
  • Analyzed information report for approval

Credit Cards Module Features

Application Form

  • Card Details
  • Applicant Details
  • Finance Details
  • Policy Results
  • Additional Information

Card Application

  • Customized Application forms
  • Generate unique application number
  • Integrate with Rule engine to check the customer's eligibility
  • Support dynamic checklists of documents
  • Define application approval process in workflow
  • Define process flows for different type of cards such as Credit / Pledged / Coverd
  • Automatic routing of applications based on violations
  • Ability to approve, cancel or reject any application

TML Search

  • Approved Employers

Systems Check

  • Internal Black List
    • Returns customer's internal black list records with input parameters such as Customer CIF, Name, Surname, Birth Date, Nationality, Passport Number
  • Central Bank Rating
    • Returns customer rating as per Central Bank records with input parameters such as Customer CIF, Name, Surname, Birth Date, Nationality, Passport Number
  • Central Bank Bad Cheque
  • World Check
    • Returns customer AML Blacklisting situation
  • Credit Bureau Integration
    • Returns a comrehensive , accurate and up to date repository ofcredit bureau andcheque-honouringinfromation on a case to case basis
  • Dual authorization performed during credit analysis phase:
    • Maker form
    • Checker form

Deviation Approval

  • Deviation Initiation
  • Deviation Recommendation
  • Deviation Approval

Loan Approval

  • Credit Analyst Level 1
  • Deviation Approval
  • Financial Approval
  • Credit Analyst Level 2

MIS & Security Reports

  • Processed CC Applications
  • Credit Cards Application TAT Report
  • Credit Cards Pipeline Report
  • Credit Cards Exceptions Approvals
  • Credit Cards Approvals
  • Credit Cards Cancellations
  • Credit Cards Rejections

De-duplication Logic
Card Setup in Card Management System (CMS)

  • Integrate with CMS to setup the card after final approval on the application by Credit Analysts
  • CRM sends request to Middleware for setting up the card in CMS so that the EOD services could perform card encoding and embossing on card plastic.

VeriLoan Customers

  • Qatar Development Bank
  • Şeker Finans

Send to Friend


Posted successful

Your message could not be forwarded! Please try again later.

Euro.Message madebycat